This important insurance protection is for individuals or groups that are hired to perform at an event. It provides Commercial General Liability and Property insurance for many types of performers such as musicians, singers, dancers, D.J.s, actors, buskers, street performers, karaoke operators, rock/pop bands and much more. Irrespective of the risks performers may face, many venues/hosts now require each party involved in the event to carry their own liability coverage - including performers!
Rental Reimbursement Option. If your equipment is lost or damaged and you must rent replacements for the gig, the policy will reimburse you for the expense (some restrictions apply).
Important notes: The event host must already carry liability insurance for the event itself. The Insured must be hired to perform only, not to organize the event. If the Insured is organizing the event (renting the space, selling tickets, etc...) you will need to arrange Special Events Liability insurance.
The property must be stored at a location with locked doors or a working alarm or 24 hour security while not in use.
Sorry, coverage at nightclubs is excluded.
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