1-888-310-SAVE (7283) info@insureplus.com

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SAFE DRIVERS? TICKET AND CLAIM FREE? SLOW AND STEADY “WINS THE RACE”.  GET FLEXIBLE NO HASSLE CAR INSURANCE AND FREE ONTARIO AUTO INSURANCE QUOTES FROM THE PROS

 

Auto Insurance

Do you, your family, or your employees have a track record of continuous, safe, conscientious driving?  No claims in 6 years, 10 years, 15 or more?  Why pay for the bad driving habits of others? Let the experienced brokers at INSUREPLUS™ show you how to start saving!  Get great coverage, great rates PLUS helpful, expert advice from professional brokers who care.

When it comes to Ontario auto insurance, every driver wants to save money!  Yes, certainly premium savings are important, but not at the risk of being uninformed, which may end up costing you much more later.  You can purchase automobile insurance just about anywhere these days but…do you really know what risks you face?  What you are insured for?  What you are not insured for?  Or, what happens to your Ontario car insurance premium at renewal when you do have an accident, claim, or a ticket?

What happens when you really need your auto insurance policy?

Whether you’re insuring your company pick-up, your family sedan or an exotic luxury car, you will appreciate our experience, our thoughtful advice, and common sense approach. Car insurance premium costs are certainly important but not at the risk of an uninsured loss or extreme premium consequences in the event of an accident, ticket, or other rating factor, which can result in much higher long-term costs.

Along with highly competitive premiums, at INSUREPLUS™, we help you understand your Ontario automobile insurance and the options available. The future is unpredictable and even the very best drivers can have an accident or ticket. The best way of keeping your present and future insurance costs at a minimum is by arranging a policy that provides the most suitable coverage and the most reasonable rating flexibility in the event of a claim, ticket, or other factor, combined with ongoing diligent claims advice and loss management.

You will enjoy maximum savings if drivers are 3 years without a ticket and 6 to 20 years without a claim.  Is there a mishap or a couple of minor tickets on your record?  Nobody is perfect.  We can still help you arrange insurance that is effective and affordable.

At INSUREPLUS™, our goal is to find you maximum savings PLUS  the protection and expert advice you need.  Low mileage?  Business use?  Distance commuter?  Retiree?  Whatever your Ontario car insurance needs, our expert auto insurance brokers will find you an affordable quote we know you will be pleased with.  For the best value in car insurance in Ontario, let our helpful, RIBO licensed, experts at INSUREPLUS™ help you get it done right!

Do not delay.  There is no time like now to get an Ontario auto insurance quote from the pros at INSUREPLUS™


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PARTNERS:

WHY CHOOSE

For Your Home & Auto Insurance in Ontario?

No call center here! You will appreciate working individually and personally with dedicated, professional Ontario Insurance Brokers available on an unlimited time basis for the very best advice in person, by telephone or email.  We have only YOUR best interests in mind!

Have an accident or ticket and need good advice?  We’re not insurance company employees or agents and will give you the proper, unbiased and thoughtful advice you need to keep future premiums minimized!

Ontario Car Insurance discounts just too numerous to list.

Extensive Ontario Car Insurance payment options – monthly, credit cards, EFT and more!

Our phone calls are not timed.  You get as much helpful, expert, advice as you need to fully understand the coverage afforded and options available from your Ontario Car Insurance policy.

Highly competitive standard and safe driver Ontario Car Insurance premiums with many unique discounts such as telematics and CAA Insurance MyPace TM

Special multi-policy auto/home bundles to help ensure you take advantage of all available discounts and avoid any overlap or missed coverage.

Yes, online Ontario Auto Insurance premium estimates are available but no other “DIY” (do it yourself) service here!  We are a full-service “DIFY” – Do It For You Ontario Insurance Brokerage.

We are not Ontario car insurance agents who work for a single insurance company.  As RIBO licensed and bonded professional Ontario Insurance Brokers, we work with most of the best Insurance Companies in Ontario.

We are held to the highest level of trust and confidentiality and are accountable and responsible to you – not to the sales department of an insurance company.

GET A FREE Home and Auto INSURANCE QUOTE

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GET A FAST FREE ONTARIO CAR INSURANCE QUOTE TODAY AND START SAVING!

Are you a safe, conscientious Ontario driver with at least 10 years of claim-free insured driving experience?  Are you ticket-free over the past 3 years?  If so, we need to talk!

At INSUREPLUS™ you will get substantial premium savings PLUS the protection and expert advice you need.  Don’t risk driving on Ontario roads without the proper auto insurance coverage for you, your passengers and your vehicle.  INSUREPLUS™ can help find you an affordable auto insurance package that suits both your specific needs and budget.

For the best value in car insurance and highly competitive auto insurance quotes, let the friendly, RIBO licensed, insurance experts at INSUREPLUS™ help you get it done right!

For a fast, free and accurate Ontario car insurance quote just give us a bit of information on the “Request a Quote” or call us at 1-888-310-7283 (SAVE).  It’s easy and you will be looked after by a helpful professional usually within a few minutes from 9am to 5pm -Mon to Fri

If you’ve been searching for an affordable and local insurance provider, look no further than INSUREPLUS™.

Need home insurance too?  Combine and Save!  Our experienced brokers will help you combine your home insurance, or other INSUREPLUS™ packages together to  help lower your premiums,  all while delivering on the important protection you need!  Want to know more? Contact our team of experienced Ontario Insurance Brokers today.

“You only have one chance to get it right.  Getting it wrong can be very expensive!”

WHO ARE OUR ONTARIO AUTO INSURANCE CLIENTS?

Own a few cars in Toronto, the GTA, or anywhere in Southern Ontario?  What about nice home?  A boat or motor home?  Expensive collections?  Whatever your situation, you probably find managing your personal car insurance to be a time-consuming, frustrating and expensive exercise.

As if owning a few cars is already not complicated enough, understanding how to insure them can be daunting.  Among the variety of Ontario auto insurance companies, no two insurance plans are really the same (although the actual Ontario Auto policy is).  Each offers different coverage options,  limits, rating variable and flexibility when it comes to tickets or claims, and of course a wide range of premiums.  Getting it right should not be left to chance.

Often, it is not until something happens that the shortfall is discovered.  Get an extra ticket or a little mishap and you could easily see a premium increase at renewal of 50% or more.  This is especially sad as the small premium involved to get the right plan combined with a bit of advice could have prevented it.  There are many pitfalls that need to be avoided.

Why not save yourself some time, some money, and let the home and auto insurance professionals at INSUREPLUS™ look after all of your personal car insurance needs?

“We know insurance so you don’t have to”

Imagine the convenience of having one annual policy anniversary date for everything?  Or making just one call to a personal insurance adviser who works with you year in and year out to make sure you are properly protected and, as economically as possible.  Consider just the peace of mind in knowing there is a helpful expert who knows your situation and who is responsible for your insurance well-being is just a call or email away!

Wouldn’t it be great to save money, get the insurance protection you need and get responsive, personal service without getting stuck in an impersonal call center?

Are you conscientious, responsible and serious about matters pertaining to your auto insurance and financial security?  Do you appreciate getting helpful, professional and unbiased advice?  Then, you will appreciate working with the Broker Professionals at INSUREPLUS™.

Looking after the many insurable risks and financial security needs of Ontario families is where we excel!

FROM MODEST FAMILY SEDANS TO EXPENSIVE LUXURY OR SPORTS CARS, OUR MISSION IS TO DELIVER THE VERY BEST ONTARIO CAR INSURANCE

No matter what type of car or truck you are driving, our helpful, experienced RIBO licensed insurance brokers will find you a competitively priced auto insurance package that not only suits your budget, but helps ensure you and your passengers are properly protected should tragedy strike.

Would you like to simplify your life?  Why not combine your auto insurance with your home, RV or other types of insurance?  We can help you with that too.  Get even greater savings when you bundle your car insurance together with your home insurance with help from our team of leading Ontario Brokers.  For those things that matter most, let INSUREPLUS™ provide you with the protection you need at the lowest possible premium.   

IS CAR INSURANCE MANDATORY IN ONTARIO?

Absolutely.  At least for the minimum liability limits and accident benefits (covering bodily injury to drivers, passengers and even pedestrians).  It is illegal to operate a motor vehicle in public on any Toronto, Ontario road without at least the minimum coverage and limits of the Toronto Car Insurance policy.  Need insurance?  No need to worry.  Our helpful, experienced car insurance brokers in Toronto can find you the best and most affordable auto insurance option that suits your specific lifestyle needs and budget.  Are you an infrequent driver with low annual kilometers?  Let us know as this could result in major premium reductions. Own more than one car? INSUREPLUS™ will provide discounts when you insure more than one car with us! It’s that easy.  Just ask us how you can save more on your car insurance today!

WHY DO I NEED CAR INSURANCE IN ONTARIO?

On Ontario roads, accidents happen and usually when we least expect it.  It pays to have the best car insurance possible for driving in Ontario.  Aside from having peace of mind knowing when you’re on the roads driving you will be financially looked after in the unfortunate event of an accident, you can also rest assured that other drivers on the road also are “insured” as the Ontario car insurance policy includes “uninsured motorist” protection.

Already have car insurance from INSUREPLUS™?  Talk to us about combining with your home insurance for even greater insurance premium savings.  This provides you with a lower cost and the same level of insurance, which is a win/win for all Ontario motorists.

WHAT IS THE AVERAGE COST OF CAR INSURANCE IN ONTARIO?

Despite having one of the highest congestion rates in Canada, and lots of commuters, Ontario car insurance premiums are very reasonable in comparison to other Provinces.  Although a bit higher than most, Ontario premiums are certainly not the highest in Canada.

As every car, every driver and every driver’s history is different, there is no average cost of car and auto insurance in Ontario.  However, all good safety conscious drivers are rewarded for their safe driving records on Ontario roads.  Safe driving certainly helps keep average car insurance premiums as low as possible.  Other factors that may influence your car insurance costs include; the type of car, your driving history, your age, and the use of the car (business vs pleasure for example); all of which are major factors that can influence the overall cost and premium for car insurance for Ontario drivers.

Need home insurance too?  Combine and Save!  Our auto insurance experts can combine your home insurance, or other INSUREPLUS™  packages together to  help lower your premiums, all while delivering on the important protection you need!  Want to know more? Contact our team of experienced Insurance

WHERE CAN I GET AN ONTARIO AUTO INSURANCE QUOTE IN ONTARIO AND PURCHASE CAR INSURANCE

When it comes to buying Ontario Auto Insurance, there are only 3 general options. You can buy directly from an insurance company. This is typically through agents in a call center or online sometimes with the help of a chat bot. You can buy from an agent or representative of one particular insurance company. This is often called single company representation. The insurance company hires agents to sell its products with contact often by phone, online or in person. Or, you can have your insurance arranged by a broker such as INSUREPLUS who has partnered with several Ontario Insurance Companies in an endeavour to be able to compare several the policies of several insurance companies and provide you with a wide variety of coverage and premium plans.

Although the Ontario Auto Insurance policy is standard among all Ontario Insurance companies, there are several key differences as to where the insurance is purchased from as follows –

– Buying directly from an Ontario Insurance Company whether direct or through an agent, restricts your choice of insurance company to just one. This means relying on the agent or employee to fully explain what happens to future renewal premiums with that insurance company in the event of a mishap or a ticket or two.

– Sometimes, especially for a simple single-car Ontario auto insurance policy, buying direct from an insurance agent or direct insurance company call center can be quicker and more efficient. Many of these insurance companies have sophisticated online do-it-yourself, help centers. If buying car insurance at 11pm is important, and you are absolutely familiar with all of the Ontario Car Insurance options available, that is advantageous.

– Unlike insurance agents or call center employees, Brokers are recognized as Professionals and are firstly responsible to the public (not the insurance company). Brokers held to a very high degree of responsibility and legal accountability for managing the insurance affairs of their clients. Forget to mention and important coverage or option or make the wrong recommendation and an uninsured or under-insured loss results? We can be held accountable!

– RIBO (Registered Insurance Brokers of Ontario) Brokers are held to a very strict set of standards and Code of Conduct which must be strictly adhered to. These standards include minimum requirements for annual continuing education, integrity, competence, periodic financial inspections, bonding of all employees, confidentiality, safekeeping of client records, and maintaining professional liability insurance, and more. This code of conduct is strictly enforced and exists for the protection of the public.

WHICH ONTARIO AUTO INSURANCE COMPANIES AND BRANDS DOES INSUREPLUS™ REPRESENT?

At INSUREPLUS™ we have partnered with Canada’s leading car insurance companies.  These are insurers who have a proven reputation of fairness in all of their customer dealings.  Among them there is a wide variety of rating plans, payment options, discounts and eligibility requirements.

Representing leading Ontario Insurance Companies also helps ensure you benefit from trends in claims and resulting premium costs.  One insurer may suffer from an adverse claims year and increase premiums.  This can often by offset by having us move you to another insurer who may have had a good claims year and continues to offer highly competitive premiums.  Nothing stays the same for long…especially when it comes to Ontario auto insurance rates.

INSUREPLUS™  is proud to represent the following preferred Canadian Insurance Companies for your Ontario automobile insurance needs –

Aviva Insurance   CAA Insurance   CHIEFTAN Insurance

  PAFCO Insurance   Chubb Insurance   RSA Insurance   MARKEL Insurance

ECONOMICAL Insurance   INTACT Insurance  PEM BRIDGE Insurance  

SGI CANADA Insurance   Travelers Insurance   Wawanesa Insurance

Each Insurance Company has a unique area of specialty in the Ontario car insurance market and, depending on your individual profile, can offer you the lowest auto insurance quotes.  Auto Insurance quotes and premium estimates are available online here.  To confirm the estimate and move ahead with arranging your insurance please let one of our helpful, expert brokers get you looked after and contact us today!

EXPERIENCED AUTO AND CAR INSURANCE BROKERS IN ONTARIO

Finding the right car insurance broker and insurance company to protect you on Ontario roads can be time consuming and stressful.  There are so many insurance sources who offer just off-the-shelf car insurance packages without thought or consideration to your particular driving needs.  INSUREPLUS™ is not like other agents, direct insurance companies or even brokers. With our years of experience and client focused approach, we believe that as every driver, household and car is different, so too should be your car insurance policy.

Our helpful, experienced, Ontario Insurance Brokers work closely with you to find out your driving habits, your concerns and your financial security objectives. You need an insurance policy that is tailored to you, your passengers, your driving risks and your budget.  Protect yourself, your car and other drivers on the roads with our range of affordable insurance coverage options for Ontario drivers.

By representing Ontario’s leading car insurance companies, our team of experts is ready and able to provide you with highly competitive car insurance packages for Toronto roads no matter the type of car from classic to modern to ultimate luxury – we can help!

GET A FAST FREE ONTARIO CAR INSURANCE QUOTE TODAY & START SAVING!

Are you a safe, conscientious Ontario driver with at least 10 years of claim-free insured driving experience?  Are you ticket-free over the past 3 years?  If so, we need to talk!

At INSUREPLUS™ we will deliver substantial premium savings PLUS make sure you get the protection and expert advice you need.  Don’t risk driving on Ontario roads without the proper auto insurance coverage for you, your passengers and your vehicle.  INSUREPLUS™ can help find you an affordable auto insurance package that suits both your specific needs and budget.

For the best value in car insurance and highly competitive auto insurance quotes, let the friendly, RIBO licensed, insurance experts at INSUREPLUS™ help you get it done right!

For a fast, free and accurate Ontario car insurance quote just give us a bit of information on the “Request a Quote” or call us at 1-888-310-7283 (SAVE).  It’s easy and you will be looked after by a helpful professional usually within a few minutes from 9am to 5pm -Mon to Fri

If you’ve been searching for an affordable and local insurance provider, look no further than INSUREPLUS™.

Need home insurance too?  Combine and Save!  Our experienced brokers will help you combine your home insurance, or other INSUREPLUS™ packages together to  help lower your premiums,  all while delivering on the important protection you need!  Want to know more? Contact our team of experienced Ontario Insurance Brokers today.

“You only have one chance to get it right. Getting it wrong can be very expensive!”

PROUD TO BE ASSOCIATED WITH

BBB Logo Insurance Brokers Canada Logo  Insurance Institute Logo Ribo Logo  IFB-CISF LogoInsurance Brokers Ontario Logo CFIB Logo

PROUD TO BE ASSOCIATED WITH

BBB Logo Insurance Brokers Canada Logo  Insurance Institute Logo Ribo Logo  IFB-CISF LogoInsurance Brokers Ontario Logo CFIB Logo

WHAT OUR CLIENTS SAY ABOUT US

This note is to express our complete satisfaction with your commercial insurance services. The premiums are reasonable but, more importantly, I feel that in your company I’ve gained a trusted adviser who actually has my business’ best interests in mind. Your experience and advice is valued by everyone at our organization – thank you!

Ali, Toronto

With several businesses in different industries, whenever I have an insurance question I definitely know who to call! Your level of customer service is nothing like what I experienced with previous companies I worked with. I thought all insurance providers were the same but boy was I wrong – you’ve gained my full confidence and trust!

Robert

This is a quick note to thank you for the stellar service you and your staff have provided us over the years. Even when times got a bit rough as happened when we had the flooding in our home, you helped us with all aspects of our insurance claim. More recently, one of your staff helped us save over $2,000 on our car insurance renewals.

S & D, Toronto

I honestly do not have the words to express strongly enough my gratitude. To say you have once again gone above and beyond would simply not do justice to the reality of your perseverance in ensuring the prompt and efficient resolution to this problem. Had it not been for your diligence the situation could have become disastrous for me.

C, Toronto

Contact Us

INSUREPLUS™  is an innovative, online based, yet highly personal, insurance brokerage which delivers easy, efficient and cost-effective Personal and Commercial insurance plans.

1-888-310-SAVE (7283)

M-F: 8am-5pm, S-S: By Appointment

GET A FREE INSURANCE QUOTE

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Helping families and businesses with their insurance and financial security needs since 1962.

We Serve All of the GTA including:
Markham | North York | Richmond Hill | Scarborough | Thornhill | Toronto | Vaughan | Pickering | Ajax | Whitby | Oshawa and Durham Region | Kawarthas | Northumberland |
Coming soon Alberta

RIBO Licensed and Bonded Professional Insurance Brokers

When it comes to insurance you only have one chance to get it right. Getting it wrong can be very expensive!

A Division of Guthrie Insurance Brokers LTD